Over the recent years, more and more banks have begun to transform their customer-centric retail strategy. Via refined customer risk and credit demand quantitative models and strategies, the risk management, target marketing precision and customer stickiness can be improved.

A seamless onboarding and acquisition capability is the first and vital step to maximising your investment and capturing customer opportunities.

New research from Experian shows that while nearly half of APAC consumers are cautious about their finances since the pandemic, others are ready to spend again.